Income and expenses Savings and investments Emergency fund Budget score

Premium Personal Budget Calculator

Clearly see where your money goes every month, how much remains available, how healthy your budget is, and what can be improved.

Quick summary
Monthly income 7,000.00
Total expenses 7,000.00
Remaining balance 0.00
Budget score 91/100 - Excellent
Budget mode
Income
Main expenses
Reset
Quick actions
You can save the values locally or export the page as a PDF from your browser.
Monthly income
7,000.00
The foundation of the whole budget
Total expenses
7,000.00
Everything you allocate monthly
Remaining balance
0.00
Difference between income and outflows
Savings + investments
880.00
12.6% of income
Budget distribution
See clearly how your monthly income is divided.
Budget health score
91
Excellent
Needs 58.1%
Wants 29.3%
Future 12.6%
Comparison with selected mode
Current mode: Balanced · target 50 / 30 / 20.
Current needs
4,070.00
Target: 3,500.00
Current wants
2,050.00
Target: 2,100.00
Current future allocation
880.00
Target: 1,400.00
Emergency fund
Current fund 6,000.00
Essential expenses 5,000.00 / month
Coverage 1.20 months
A healthy emergency fund usually covers between 3 and 6 months of essential expenses.
Monthly capacity
Flexible spending room
2,050.00
Loans / debts
10.0%
Fixed expenses
48.1%
Variable expenses
29.3%
Automatic recommendations
  • Savings and investments are below a healthy level. Try to consistently allocate at least 15% of your income to your future.
  • Your emergency fund is small. A recommended minimum target is 3 months of essential expenses.
Category summary
Quickly identify which categories take up a large share of the budget.
Category Amount % of income
Housing 1,800.00 25.7%
Utilities 550.00 7.9%
Transport 500.00 7.1%
Food 1,200.00 17.1%
Subscriptions 120.00 1.7%
Health 250.00 3.6%
Education 150.00 2.1%
Entertainment 450.00 6.4%
Shopping / misc. 400.00 5.7%
Loans / debts 700.00 10.0%
Savings 500.00 7.1%
Investments 380.00 5.4%